Believe it or not, it is possible to pay down your debt and never have another credit card bill in your mail box.  We are led to believe that we cannot exist without credit when in truth, credit just makes us pay more for those things we purchase. People used to buy only what they could afford and a savings was created for big purchases. With a few tips, you too can live debt free. 

It will take time but remember it also took time to create the debt you have. Now you need to make larger payments toward your debt and at the same time you cannot create any new debt. Take those cards out of your wallet and begin buying with a debit card or with cash only.  Use coupons so you can save on what you buy and if you don't already know, there are many online sites that offer coupons such asdiscountvouchers.org which is a great site to find ways to save on so many items. 

Just enter your search and take advantage of the offers. This way you save as you spend and that gives you more money to pay toward your debt and once your balances are paid, you will be living debt free.