I am a huge fan of using online banks and lenders whenever I need some extra funds, be it month to month or for that special purchase. I mean, don’t get me wrong, high street banks and lenders are great an all, but when it comes to getting the best deals, you’re better off looking online.

Whenever I need a loan such as a personal loan or a online cash advance loan - I always hit the web first. It’s not just the lower interest rates that make the web attractive, it’s the fact that I can apply, most of the time get approved and then have the funds transferred to me there and then (especially with larger lenders).

I have no issue with loaning funds when needed, but I must admit, the long waits and paper applications with high street banks is a real put off. People who want money and more to the point, want to lend money, want it there and then.

If you’re in need of a small cash advance or payday loan, get straight on the Internet. Don’t waste your time going to your high street bank.