There are a lot of articles out there and general advice on getting out of debt, which is fine, but the vast majority are geared towards people who can 1) Afford to pay off their debt in huge chunks each month and 2) People who never have to use their credit cards again. We understand that this is not always feasible, not everyone can afford to just completely stop using their credit card and not everyone has the funds available to pay off huge amounts each month there and then, at this moment in time.

In this situation, the key to helping relieve your debt is to find a new credit card (as crazy as that sounds) that has a low balance transfer rate for a long period as well as a low interest rate on purchase. By finding such a card, you can move your debt onto a card that you will not be paying interest on whilst servicing the debt with whatever you can afford each month. You can also still use the card where needed as you will also have a very low introductory rate for purchases.

The solution to finding a card such as the one described above is to perform a credit card comparison online. By using an independent website to compare credit cards, you can find an offer that suits you and your situation perfectly.