Just imagine you are strolling through the mall and you see it. There in the store window is an outfit that you must have. The only problem is you only get paid every other week and you will not get a paycheck until next week. The sign in the window says, “One Day Sale”. By the time your check comes in the price of the outfit will have doubled. No problem, you have a couple of low interest credit cards in your wallet. It is a done deal. The outfit is yours and by the time the bill comes, you will have your check and all is well.

Now imagine you are on your way to work, you hear a loud pop, and your vehicle becomes difficult to maneuver. You have a flat tire. You pull over to the side of the road. Check your spare and it is flat as well. You do not waste a single moment freaking out about what you are going to do stranded there all alone on the side of the road. This is because you know your credit card features roadside service. All you have to do is call the number on the card and you are saved.

A credit card is convenient in most situations and at other times, a lifesaver.